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[av_heading heading=’新住宅建设刺激方案细节揭晓’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kb8oobm1′ custom_class=” admin_preview_bg=”][/av_heading]

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HomeBuilder是一项限时拨款计划,旨在帮助住宅建筑市场从新冠病毒危机中反弹。

HomeBuilder将向符合条件的自住者(包括首次购房者)提供25,000澳元的补贴,用于建造新房屋或对现有房屋进行实质性翻新。合同签订日期在2020年6月4日至2020年12月31日之间,施工必须在合同日期后的三个月内开始。

HomeBuilder将补充现有的州和领地首次购房者补助计划,印花税减免及其他补助计划,以及联邦的首次购房贷款存款计划和首次购房者退休公积金储蓄计划。

资格条件

要想获得HomeBuilder补助,业主必须满足以下条件:

HomeBuilder的流程和时间安排将通过由联邦、州和地区政府签署的国家合作协议来实施。这种方法将利用现有的州和地区机制来分配HomeBuilder补贴。当各州和领地开始接受后,HomeBuilder日期将追溯至2020年6月4日。
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[av_heading heading=’利用小型企业的税收优惠’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kb8op5nx’ custom_class=” admin_preview_bg=”][/av_heading]

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在6月30日之前检查您的企业是否可以利用这些小型企业的税收优惠,这包括:

请记住,注册税务代理和商业活动报表代理可以为您提供税收帮助。
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[av_heading heading=’主要银行向新客户提供特别优惠’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kb8oqlbi’ custom_class=” admin_preview_bg=”][/av_heading]

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以下是本月国民银行和西太平洋银行浮动利率的报价。

国民银行基础浮动利率

住房贷款 利率 比较利率
本息同还 3.45% p.a. 3.45% p.a.
自住房客户特别优惠,本息同还,贷款房价比 ≤80% 2.84% p.a. 2.84% p.a.
自住房客户特别优惠,本息同还,贷款房价比 >80% 3.04% p.a. 3.04% p.a.
只还利息 4.02% p.a. 3.67% p.a.

西太平洋银行Flexi First Option住房贷款浮动利率-特别优惠

贷款 年利率 比较利率
本息同还

包括1.14% p.a. 对自住房本息同还贷款折扣

西太平洋集团内部转贷除外

贷款房价比不超过70% (包括 0.10% p.a.折扣) 2.69% p.a. 2.70% p.a.
贷款房价比70%以上 2.79% p.a. 2.80% p.a.
只还利率

包括0.53 % p.a.对自住房只还利息贷款折扣

西太平洋集团内部转贷除外

贷款房价比不超过70% (包括0.10% p.a.折扣) 3.89 % p.a. 3.90 % p.a.
贷款房价比70%以上 3.99 % p.a. 4.00 % p.a.

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[av_heading heading=’准备好了吗?-第二轮现金流补助’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kb8ors1w’ custom_class=” admin_preview_bg=”][/av_heading]

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如果您收到了最初的现金流补助,则当您在2020年6月至2020年9月的每个月或季度提交活动报表时,您将自动获得额外的现金流补助。

该金额将等于您收到的初始现金流补助的总金额,并将平均分配到您的提交表中。如果您:

当您提交2020年6月的活动报表时,您可能会收到初始现金流补助的最后一部分以及第一笔额外现金流补助的抵免额。

如果您尚未向需要预扣的员工付款,请在提交活动报表时将PAYG预扣报告为“ 0”,以确保获得额外的现金流补助。重要的是,您必须先获得额外的现金流补助,才能取消PAYG预扣税注册。

请记住,注册税务代理和商业活动报表代理可以为您提供税收帮助。
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信息来源:Department of the Treasury, ATO, NAB and Westpac
免责声明:本文所涉及的事实信息仅供参考,信息不能用于购买投资相关产品及服务、金融产品或替代专业会计、税务、法律或其他专业咨询者提供的咨询意见。在作出决定或采取行动前,您应咨询海嘉会计师事务所专业金融或税务服务人士。尽管我们尽力保证信息来源可靠性以及编译的准确性,但海嘉会计师事务所不对任何信息出现差错或遗漏,以及因使用该信息而获得的结果承担法律责任。

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