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[av_heading heading=’The News Brief_20200701′ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=’blockquote modern-quote modern-centered’ size=’6vw’ subheading_active=’subheading_below’ subheading_size=’20’ margin=’0′ margin_sync=’true’ padding=’0′ color=’custom-color-heading’ custom_font=’#000000′ av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kc2jc8q8′ custom_class=” admin_preview_bg=’rgb(34, 34, 34)’][/av_heading]

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[av_heading heading=’Tax return 2020: ATO reveals how its support and guidance would make tax time easier’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kc2jchwd’ custom_class=” admin_preview_bg=”][/av_heading]

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The Australian Taxation Office (ATO) recognises that the community has experienced significant challenges this year. The ATO’s support and guidance should make tax time easier, particularly where new circumstances mean that people are receiving a different type of income or able to claim new deductions.

Assistant Commissioner Karen Foat said the ATO has a range of different approaches to support taxpayers and the community through this tax time.

Working from home expenses

The ATO has already announced a temporary ‘short-cut method’ that applies from 1 March 2020 to 30 June 2020. The short cut method makes it easier for the millions of Australians who have incurred some form of expense for working from home as a result of COVID-19. It covers all deductible expenses and can be used by multiple people working from home in the same house. People claiming their working from home expenses using the shortcut method, should include the amount at the ‘other work-related expenses’ question in your tax return and include ‘COVID-hourly rate’ as the description.

Taxpayers can still choose to use one of the other existing methods to calculate their expenses for working from home if they prefer.

Protective clothing

Another deduction some people might be claiming due to COVID-19 is expenses for protective items required for work.

“Taxpayers working in jobs that require physical contact or close proximity with customers or clients during COVID-19 measures may be able to claim a deduction for items such as gloves, face masks, sanitiser or anti-bacterial spray if they have paid for the items and not been reimbursed. This includes industries like healthcare, retail and hospitality” Ms Foat said.

You still cannot claim travelling from home to work

“Generally, most people cannot claim the cost of travelling to and from work and working from home as a result of COVID-19 does not change this. For example, if you are working from home because of COVID-19 but need to go to your regular office one day per week, your home to work travel is still private travel and cannot be claimed,” Ms Foat said.

Reduce claims that aren’t relevant for part of the year

“With more people working from home, working reduced hours or unfortunately not working at all, we expect to see claims for laundry expenses or travel expenses decline this year,” Ms Foat said.

“If you aren’t travelling for work, you can’t claim travel expenses. If you aren’t wearing your work uniform, you can’t claim laundry expenses. It’s still important to meet the three golden rules: you must have spent the money and not have been reimbursed, it must relate directly to earning your income, and you must have a record to prove it.“

“What you can claim really depends on your circumstances. Whilst we are trying to make it easier for people to claim what they are entitled to; we are also asking people to take a bit of extra care if their circumstances have changed this year.” Ms Foat said.

JobKeeper and JobSeeker

Taxpayers who have received JobKeeper payments from their employer, don’t need to do anything different. The payments will be included as salary and wages and/or allowances, in their regular income statement, which their employer provides directly to the ATO.

Sole traders who have received the JobKeeper payment on behalf of their business will need to include the payments as assessable income for the business.

If you have received JobSeeker, the ATO will also load this information into your tax return at the Government Payments and Allowances question once it’s ready. If you are lodging before this information is included for you, you will need to make sure you include it. Leaving out income can slow your return down or result in a bill later so it’s definitely best avoided.

Stand down payments

Some employees may have received a one-off or regular payment after being temporarily stood down due to COVID-19. These payments are also taxable and appear in their income statement and in their return. If people aren’t sure whether these amounts have been included in their income statement, they should check with their employer.

Other income types

Similarly, taxpayers need to include income such as income protection, sickness or accident insurance payments, redundancy payments and accrued leave payments in their tax return. The tax return instructions explain how to include these amounts.

Early access to superannuation

“If you received early access to your super this year under the special arrangements due to COVID-19, any amounts you’ve withdrawn from super under this program are tax-free and you do not need to declare them in your tax return,” Ms Foat said.
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[av_heading heading=’The latest updates on the HomeBuilder scheme’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kc2jdsaf’ custom_class=” admin_preview_bg=”][/av_heading]

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According to YourMortgage, the federal government has recently announced three key elements to refine the HomeBuilder scheme to clarify the concerns of builders and homebuyers.

It was clarified that the necessary time for homebuyers to arrange their finance approvals, building approvals and meet other legal requirements before work is required to commence should be provided. It was initially announced that the scheme would work on a fixed three-month timeframe.

The clarification of the eligibility of a sales contract for a home purchased off-the-plan in the same way as a building contract was also put forward.

Lastly, the scheme’s process will be aligned with the current timing of payments for the First Home Owner Grants.

Kristin Brookfield, chief executive for industry policy at the Housing Industry Association said these clarifications will boost the interest of potential homebuyers in the scheme.

State and territory governments are now in the process of finalising the details of how applicants can apply for the grant and the timing of payment. 
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[av_heading heading=’A temporary reduction in superannuation minimum drawdown rates is available’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kc2jevgz’ custom_class=” admin_preview_bg=”][/av_heading]

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Many retirees have seen a negative effect on the account balance of their superannuation pension or annuity due to the effect of COVID-19 on financial markets.

As a result, the government temporarily reduced super minimum drawdown requirements for 2019–20 and 2020–21 income years. This means the minimum annual payment you need to make to your member’s account-based pensions and annuities, allocated pensions and annuities and market-linked pensions and annuities has been reduced by 50%.

As a trustee of a self-managed super fund you must ensure the minimum drawdown rate is paid. However, your member can choose to receive more than the temporarily reduced minimum drawdown rate.

It is important that you talk to your members, who are receiving a pension, about their situation for the 2020–21 income year to find out if they want to take advantage of the temporarily reduced minimum drawdown rate.
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[av_heading heading=’Digitisation of the loan writing process embraced by brokers’ tag=’h1′ link_apply=” link=’manually,http://’ link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” margin_sync=’true’ padding=’10’ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-kc2jfkoy’ custom_class=” admin_preview_bg=”][/av_heading]

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According to TheAdvisor, brokers have been embracing the rapid digital adoption sparked by the coronavirus pandemic and believe automation and artificial intelligence could have the greatest impacts on the industry in 2021, according to a new poll from PLAN Australia.

When asked which technology trend would have the greatest impact on the broking industry in the next year, 34 per cent of attendees chose automation, while 24 per cent said artificial intelligence, and 23 per cent opted for virtual verification.

According to PLAN, the migration to technology platforms for remote working and engagement has also extended to broker support teams. The majority of PLAN Australia brokers – or 86 per cent – said they felt digital interactions with BDMs had been sufficient to support them and their business over the last three months.

“Brokers are now adapting to a new operating environment and are rapidly adopting videoconferencing technology and automated systems that have only strengthened the relationships they have with their clients.” Ms Pannek, CEO of PLAN Australia said.
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Sources: ATO, TheAdvisor and YourMortgage
Disclaimer: This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. The Content provided herein has been prepared for informational purposes only. The Content does not constitute tax, legal or accounting advice and should not be relied upon as such. You should seek tax, legal or accounting advice before acting or relying on any Content.

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